Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #11276805
Complaint Overview
Complaint ID: 11276805
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Illinois
ZIP Code: 60803
Date Received: 2024-12-23T12:00:00-05:00
Date Sent to Company: 2024-12-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have obtained a copy of my credit report and noticed unauthorized hard inquiries listed. According to the Fair Credit Reporting Act ( FCRA ), I am entitled to accurate and complete information on my credit profile, and I am requesting an investigation and correction/removal of these inquiries. The following hard inquiries are the ones I believe to be fraudulent or unauthorized : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX These inquiries were not authorized by me and therefore should be removed from my credit report. I am concerned about the impact that these inquiries may have on my credit score and my overall creditworthiness. Please begin an investigation into this matter and notify me of the results at your earliest convenience. If you find the inquiries fraudulent please delete them off my credit report. Thank you for your prompt attention to this important matter.
Frequently Asked Questions
What is Complaint #11276805 about?
Complaint #11276805 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-12-23T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.