Checking or savings account -- Managing an account -- Complaint #11276335

Complaint Overview

Complaint ID: 11276335

Company: Navy Federal Credit Union

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Problem making or receiving payments

State: Kentucky

ZIP Code: XXXXX

Date Received: 2024-12-23T12:00:00-05:00

Date Sent to Company: 2024-12-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

On XX/XX/year> i called my bank to question why is my balance changing when I didn't purchase anything. My transactions were pending for a few days and the balance kept changing without me purchasing anything. They sent me an email of a purchase and what my balance was after that purchase but in the mobile app account the same purchase hade almost {$200.00} less for the balance. I have been dealing this for years now. My pending transactions would last for days. The available balance would constantly change even after the initial buy on a debit card.

Frequently Asked Questions

What is Complaint #11276335 about?

Complaint #11276335 was filed against Navy Federal Credit Union regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2024-12-23T12:00:00-05:00.

How did Navy Federal Credit Union respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Navy Federal Credit Union?

Yes, visit the Navy Federal Credit Union company profile at readthecomplaint.com/company/navy-federal-credit-union to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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