Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #11275421

Complaint Overview

Complaint ID: 11275421

Company: Cl Holdings LLC

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Illinois

ZIP Code: 60411

Date Received: 2024-12-22T12:00:00-05:00

Date Sent to Company: 2024-12-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Never had a contract with them before its an account from XXXX, XXXX doesnt even exist anymore. They couldnt provide the documents with a signed contract for me so I asked them to delete it and they wont.

Frequently Asked Questions

What is Complaint #11275421 about?

Complaint #11275421 was filed against Cl Holdings LLC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-12-22T12:00:00-05:00.

How did Cl Holdings LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Cl Holdings LLC?

Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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