Mortgage -- Closing on a mortgage -- Complaint #11263816
Complaint Overview
Complaint ID: 11263816
Company: Taylor Morrison Home Funding, INC.
Product: Mortgage
Sub-Product: Conventional home mortgage
Issue: Closing on a mortgage
Sub-Issue: Closing disclosure or other related disclosures
State: Georgia
ZIP Code: 30040
Date Received: 2024-12-25T12:00:00-05:00
Date Sent to Company: 2024-12-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I requested to remove XXXX XXXX XXXX which was mentioned as Optional on my CD. But the Lender/Closing attorney mandated me to buy it in order to proceed with closing and that too exclusively from them. I mentioned it says optional but XXXXXXXX XXXX XXXXXXXX refused to remove. It looks like they inserted some clause in the purchase agreement stating I have to buy from them. I had reached out to XXXXXXXX XXXX XXXXXXXX XXXX on XX/XX/year> when initial CD was provided. I was told, Owner 's title policy ( optional ) can not be removed and charged {$1500.00}.
Frequently Asked Questions
What is Complaint #11263816 about?
Complaint #11263816 was filed against Taylor Morrison Home Funding, INC. regarding Mortgage specifically about Closing on a mortgage. It was received by the CFPB on 2024-12-25T12:00:00-05:00.
How did Taylor Morrison Home Funding, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Taylor Morrison Home Funding, INC.?
Yes, visit the Taylor Morrison Home Funding, INC. company profile at readthecomplaint.com/company/taylor-morrison-home-funding-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.