Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11263805
Complaint Overview
Complaint ID: 11263805
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Mississippi
ZIP Code: 390XX
Date Received: 2024-12-25T12:00:00-05:00
Date Sent to Company: 2024-12-25T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This letter serves as formal notice regarding the above-referenced account listed on my XXXX credit report. I dispute the validity of this alleged debt and request that your agency cease all communication with me regarding this matter. Under the Fair Debt Collection Practices Act ( FDCPA ), you are required to validate this debt before further collection activity. Please provide the following : Evidence showing that I am responsible for this debt, including the signed agreement or contract with XXXX XXXX XXXX The itemized breakdown of the debt, including how the {$410.00} balance was calculated. Proof that your agency has the legal right to collect on this debt. Until the above information is provided, I require that you immediately cease all attempts to collect this debt. Failure to comply with this request will be reported to the Consumer Financial Protection Bureau ( CFPB ) and the Attorney Generals office in my state. Additionally, I request written confirmation that any negative information regarding this alleged debt will be removed from all credit reporting agencies unless the debt is verified in compliance with federal laws. Thank you for your prompt attention to this matter. I expect a response within 30 days. Sincerely, XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #11263805 about?
Complaint #11263805 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-25T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.