Debt collection -- Attempts to collect debt not owed -- Complaint #11250605

Complaint Overview

Complaint ID: 11250605

Company: First Advantage Lns INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Indiana

ZIP Code: 47401

Date Received: 2024-12-22T12:00:00-05:00

Date Sent to Company: 2024-12-22T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

NATIONAL CREDIT AUDIT CORPORAT a collection of {$2900.00} on my account without contacting me. they claimed to send email to me and I did not receive any email. the collection amount and information reported on my credit report is inaccurate and it has affected my credit and ability to scale forward financially. I am requesting you to please compel NATIONAL CREDIT AUDIT CORPORAT to remove a collection of {$2900.00} from my account based on the following reasons : 1. I was not notified of this account before reporting it as as collection on my credit report. 2. I was not aware of this debt from any original creditor. 3. Every attempt to call them to settle this has not been fruitful. 4. I was not giving the opportunity to dispute this debts.

Frequently Asked Questions

What is Complaint #11250605 about?

Complaint #11250605 was filed against First Advantage Lns INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-12-22T12:00:00-05:00.

How did First Advantage Lns INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against First Advantage Lns INC.?

Yes, visit the First Advantage Lns INC. company profile at readthecomplaint.com/company/first-advantage-lns-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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