Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11249984
Complaint Overview
Complaint ID: 11249984
Company: Bread Financial Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: California
ZIP Code: 92509
Date Received: 2024-12-21T12:00:00-05:00
Date Sent to Company: 2024-12-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There is an account reporting on my XXXX report that is not supposed to be there. The account belongs to the primary account holder, not me. I am not the responsible party for this account. Please remove this account off of my XXXX report. XXXX showing a balance of {$8000.00}. XXXX reported was XX/XX/year> and is still reporting in my current XXXX report as of today, XX/XX/year>. I have attached a copy of the report and you can see the account on page 5 of the attached report. Please remove this account ASAP. Thank you.
Frequently Asked Questions
What is Complaint #11249984 about?
Complaint #11249984 was filed against Bread Financial Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-21T12:00:00-05:00.
How did Bread Financial Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Bread Financial Holdings, INC.?
Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.