Debt collection -- False statements or representation -- Complaint #11249812
Complaint Overview
Complaint ID: 11249812
Company: Servatus Corporation
Product: Debt collection
Sub-Product: Auto debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Florida
ZIP Code: XXXXX
Date Received: 2024-12-22T12:00:00-05:00
Date Sent to Company: 2024-12-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This letter serves as formal notice and demand for resolution regarding the account transferred from XXXX in the amount of {$6500.00}. The transfer of this account was not conducted in accordance with federal and state law. Additionally, XXXX did not have, and never will have, my consent to transfer or assign this account to you or any other party. I am holding you accountable for violations of the following applicable laws : Federal Laws Violated : XXXX Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692 et seq. Misrepresentation of debt ownership and improper account transfer without my consent. 2 Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. Reporting inaccurate or unverifiable information to credit bureaus. 3 Truth in Lending Act ( TILA ), 15 U.S.C. 1601 et seq. Failure to provide required disclosures regarding the assignment of the debt. Florida State Laws Violated : 1 Florida Consumer Collection Practices Act ( FCCPA ), Fla. Stat. 559.72 ( 9 ) : Claiming or attempting to enforce a debt that is not legitimate or authorized. 2 Fla. Stat. 559.77 : Allowing recovery of damages for violations of the FCCPA. Due to your actions, I have suffered actual damages in the amount of {$6500.00}. Under state and federal law, I am entitled to recover damages up to the actual amount due to the unlawful transfer, misrepresentation, and inaccurate reporting. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, AL XXXX Contact via email only XXXX All rights reserved
Frequently Asked Questions
What is Complaint #11249812 about?
Complaint #11249812 was filed against Servatus Corporation regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-12-22T12:00:00-05:00.
How did Servatus Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Servatus Corporation?
Yes, visit the Servatus Corporation company profile at readthecomplaint.com/company/servatus-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.