Debt collection -- Written notification about debt -- Complaint #11249723
Complaint Overview
Complaint ID: 11249723
Company: Financial Recovery Services, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Florida
ZIP Code: 324XX
Date Received: 2024-12-22T12:00:00-05:00
Date Sent to Company: 2024-12-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing a debt that has been reported by a collection agency for my XXXX credit card account for {$870.00}. I have requested validation of the debt, but the collection agency has failed to provide the required documentation. Additionally, I do not believe the debt is mine, as I have no record of owing this amount or any activity on the account.
Frequently Asked Questions
What is Complaint #11249723 about?
Complaint #11249723 was filed against Financial Recovery Services, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-12-22T12:00:00-05:00.
How did Financial Recovery Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Financial Recovery Services, INC.?
Yes, visit the Financial Recovery Services, INC. company profile at readthecomplaint.com/company/financial-recovery-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.