Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11248676
Complaint Overview
Complaint ID: 11248676
Company: Truist Financial Corporation
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Georgia
ZIP Code: 30305
Date Received: 2024-12-22T12:00:00-05:00
Date Sent to Company: 2024-12-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX [ Date ] Regional Acceptance Corporation XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Subject : Request for Account Details Dear Sir/Madam, I hope this letter finds you well. I am writing regarding my account with Regional Acceptance Corporation, referenced in the attached document. Please note that I am not disputing this account. Instead, I am requesting clarification and specific details related to its history for my records. Specifically, I would like to request the following information : 1. The date of first delinquency for this account. 2. The date of last payment made on this account. 3. The date of charge-off for this account. Providing this information will help me maintain accurate personal records. I would appreciate your cooperation in furnishing these details promptly. If there are any forms or processes required for my request, please let me know. Thank you for your assistance. Should you need additional information from me to complete this request, feel free to contact me at XXXX or XXXX. Sincerely, XXXX XXXX Account Number : XXXX
Frequently Asked Questions
What is Complaint #11248676 about?
Complaint #11248676 was filed against Truist Financial Corporation regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-22T12:00:00-05:00.
How did Truist Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Truist Financial Corporation?
Yes, visit the Truist Financial Corporation company profile at readthecomplaint.com/company/truist-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.