Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11248653

Complaint Overview

Complaint ID: 11248653

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Personal information incorrect

State: Pennsylvania

ZIP Code: 19111

Date Received: 2024-12-22T12:00:00-05:00

Date Sent to Company: 2024-12-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Dear Sir/Madam, I am writing to dispute and request an update to my personal information in your records. I recently obtained a copy of my credit report and discovered that some of the personal information listed is inaccurate or outdated. I kindly request that you investigate and make the necessary updates to ensure the accuracy and integrity of my credit profile. Please find below the specific details of the incorrect or outdated information : 1. Name : My current legal name is XXXX XXXX XXXX, but it is listed incorrectly on my credit report as XXXX XXXX XXXX. I request that my name be updated to reflect the correct information. 2. Address : My current residential address is XXXX XXXX XXXX XXXX, PA XXXX, but my credit report shows an outdated address as [ Old Address ]. I request that my current address be updated accordingly. 3. Contact Information : The phone number listed on my credit report, XXXX, is no longer in use. I request that my new phone number, [ Your Current Phone Number ], be updated as my primary contact number. I have enclosed copies of supporting documents to verify the accurate information provided above. The documents include : A copy of my SSN or passport displaying my correct name. A recent utility bill or bank statement showing my current address. A copy of my phone bill or any other official document that displays my correct phone number. Additionally, please provide me with a written confirmation once the updates have been made, and send me an updated copy of my credit report reflecting the changes. I appreciate your prompt attention to this matter. Should you require any further information or documentation, please do not hesitate to contact me at [ Your Phone Number ] or via email at [ Your Email Address ]. Thank you for your cooperation. Sincerely, XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #11248653 about?

Complaint #11248653 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-22T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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