Debt collection -- False statements or representation -- Complaint #11248642
Complaint Overview
Complaint ID: 11248642
Company: Law Office Of Brett M. Borland, P.C.
Product: Debt collection
Sub-Product: Rental debt
Issue: False statements or representation
Sub-Issue: Impersonated attorney, law enforcement, or government official
State: Texas
ZIP Code: 75034
Date Received: 2024-12-22T12:00:00-05:00
Date Sent to Company: 2024-12-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received a call and letter on XX/XX/year> from the Law Office of Brett M. Borland , P.C . About a collection I am currently disputing ( XXXX XXXX XXXX ) Account # XXXX I replayed asking for a debt validation request dated XXXX XXXX, XXXX. After reviewing the documentation they provided, I have identified inaccuracies and insufficiencies in their response. Specifically, the resident charge/payment ledger they provided contains discrepancies that do not accurately reflect the alleged debt 's history. I was requesting that the firm address the following : 1. Inaccuracies in the Ledger : Please provide a detailed and accurate explanation of the discrepancies identified in the ledger. Include all supporting documentation that verifies the accuracy of the charges and payments, such as invoices, receipts, and transaction histories. 2. Full Disclosure of Purchase Agreements : As part of your obligation to validate this debt, I formally request full disclosure of all purchase agreements or assignments related to this alleged debt. This includes but is not limited to : A copy of the original agreement with the creditor. The chain of title and all transfer/assignment documents showing ownership of the debt. Any terms and conditions outlining the agreement 's enforceability. Please note that under the Fair Debt Collection Practices Act ( FDCPA ), they are required to provide this information to validate the debt. Without such documentation, your claim to collect this debt is not substantiated. The law office did not reply.
Frequently Asked Questions
What is Complaint #11248642 about?
Complaint #11248642 was filed against Law Office Of Brett M. Borland, P.C. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-12-22T12:00:00-05:00.
How did Law Office Of Brett M. Borland, P.C. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Law Office Of Brett M. Borland, P.C.?
Yes, visit the Law Office Of Brett M. Borland, P.C. company profile at readthecomplaint.com/company/law-office-of-brett-m-borland-p-c to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.