Credit card -- Other features, terms, or problems -- Complaint #11199681
Complaint Overview
Complaint ID: 11199681
Company: Bread Financial Holdings, INC.
Product: Credit card
Sub-Product: Store credit card
Issue: Other features, terms, or problems
Sub-Issue: Other problem
State: New York
ZIP Code: 109XX
Date Received: 2024-12-17T12:00:00-05:00
Date Sent to Company: 2024-12-18T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/year> the company XXXX XXXX opened a credit card on my behalf which was an error. They originally told me they were giving me a first responder discount and that I needed to put in my social security number to verify and after I had gotten home the manger of the store called me to tell me that they accidentally opened a credit card under my name. I do not want this credit card and would like to dispute this.
Frequently Asked Questions
What is Complaint #11199681 about?
Complaint #11199681 was filed against Bread Financial Holdings, INC. regarding Credit card specifically about Other features, terms, or problems. It was received by the CFPB on 2024-12-17T12:00:00-05:00.
How did Bread Financial Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Bread Financial Holdings, INC.?
Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.