Payday loan, title loan, personal loan, or advance loan -- Problems receiving the advance -- Complaint #11194695
Complaint Overview
Complaint ID: 11194695
Company: Enova International, INC.
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Earned wage access
Issue: Problems receiving the advance
State: Ohio
ZIP Code: 45240
Date Received: 2024-12-17T12:00:00-05:00
Date Sent to Company: 2024-12-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
You accepted a trusteeship and created a fiduciary obligation for the trust. I'd like to know who used my information to set up an account with net credit as this is not my account As I have never had a account with you. You did not have my consent to make an profile in my name breach of contract. The application is the securities as it's face value meaning the car has been pre paid this was not a installment loan this was a consumer credit transaction as I extend credit to you in good faith 15 USC 1681 adverse action I can't be denied a extension of my own credit Federal reserve section 1 & 2 explains the whole process that your company failed to operate under 12 USC 1431 say all the duty 's of the banking system as the bank can only borrow no were on the application does it say I was the borrower so the bank is acting as the trustee in this contract and I have the right to contact it's securities attached to this account and I'd like to know who is the owner as the bank is acting as the trustee only the board of governors at the federal reserve can deny my request so if u can please provide me with a name that came up with the decision to deny me and the name of the person who made a account in my name and can I please have the full number that's ending with 5423 that attached to my account as they acting as my beneficiary with our my consent 15 USC 1605 say down payment are illegal I'd like to offer set the accounts associated with net credit please provide me with the binding contract and XXXX XXXX XXXX explained to me that they have no contract they only funded the account account # XXXX
Frequently Asked Questions
What is Complaint #11194695 about?
Complaint #11194695 was filed against Enova International, INC. regarding Payday loan, title loan, personal loan, or advance loan specifically about Problems receiving the advance. It was received by the CFPB on 2024-12-17T12:00:00-05:00.
How did Enova International, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Enova International, INC.?
Yes, visit the Enova International, INC. company profile at readthecomplaint.com/company/enova-international-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.