Debt collection -- Attempts to collect debt not owed -- Complaint #11194439

Complaint Overview

Complaint ID: 11194439

Company: Perpay, INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Illinois

ZIP Code: 60624

Date Received: 2024-12-17T12:00:00-05:00

Date Sent to Company: 2024-12-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This is not my account. I have no knowledge of this account. 15 USC 1681b

Frequently Asked Questions

What is Complaint #11194439 about?

Complaint #11194439 was filed against Perpay, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-12-17T12:00:00-05:00.

How did Perpay, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Perpay, INC.?

Yes, visit the Perpay, INC. company profile at readthecomplaint.com/company/perpay-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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