Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11194284
Complaint Overview
Complaint ID: 11194284
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33837
Date Received: 2024-12-17T12:00:00-05:00
Date Sent to Company: 2024-12-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I, XXXX XXXX, am a victim of identity theft. Fraudulent accounts and unauthorized information remain on my credit reports despite multiple disputes filed with the credit bureaus. These accounts were opened and reported under my name and Social Security number without my knowledge or consent. I have submitted an FTC Identity Theft Report and supporting documentation to confirm this fraud. The accounts that remain unresolved are XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Account ending in XXXX XXXX XXXX Account ending in XXXX Despite my numerous disputes and repeated submissions under the Fair Credit Reporting Act ( FCRA ) Section XXXX, the credit bureaus have failed to block and remove these accounts within the required timeline. Additionally, incorrect addresses, name variations, and other personal data associated with these accounts continue to appear on my reports, further compounding the damage caused. This continued reporting of fraudulent information violates my consumer rights and has caused severe harm to my financial standing, mental health, and overall trust in the credit reporting system.
Frequently Asked Questions
What is Complaint #11194284 about?
Complaint #11194284 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-17T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.