Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11193243
Complaint Overview
Complaint ID: 11193243
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: California
ZIP Code: 90045
Date Received: 2024-12-17T12:00:00-05:00
Date Sent to Company: 2024-12-17T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
1. Accuracy of Reporting : Issue : If the balance, payment status, or any dates are inaccurate, this violates 1681s-2 ( a ) of the FCRA, which requires information furnishers to report only accurate information. Possible Concern : For accounts charged off or closed, balances often should not continue reporting inaccurately or past due amounts can require correction. 2. Disputed Information : Issue : If the consumer disputes the information, creditors and credit bureaus must investigate and mark the account as disputed. If disputed is noted but inaccuracies remain unresolved, this violates FCRA 1681i. Remarks Field : Some accounts are marked as disputed by consumer, but the presence of errors after this notation might suggest improper investigation. 3. Balance Reporting on Charged-Off Accounts : Issue : Once an account is charged off, it should not report inaccurate balances or statuses. Continuously reporting a balance after charge-off while no payments are made may indicate a reporting error. 4. Last Payment Date Inconsistency : Issue : If the reported Date of Last Payment or Closed Date doesnt align with account statuses, that may violate the requirement for timely and complete reporting. It is clear that my consumer rights are being violated. If this is not deleted I will be forced to take legal action.
Frequently Asked Questions
What is Complaint #11193243 about?
Complaint #11193243 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-17T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.