Credit card -- Problem with a company's investigation into an existing problem -- Complaint #11180054

Complaint Overview

Complaint ID: 11180054

Company: Atlanticus Services Corporation

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Problem with personal statement of dispute

State: Alabama

ZIP Code: 365XX

Date Received: 2024-12-16T12:00:00-05:00

Date Sent to Company: 2024-12-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

According to their records, there was an account fraudulently opened with my information on XX/XX/year>. When I saw the account on my credit report I reached out to report fraud immediately. I was originally told that the account would be deleted because some of the information did not match mine, but it never happened. After many disputes and signing a form to declare fraud, they did close the account, but did not delete it and they continue to report late payments. I am just looking for the deletion I was originally told I would receive for the fraud.

Frequently Asked Questions

What is Complaint #11180054 about?

Complaint #11180054 was filed against Atlanticus Services Corporation regarding Credit card specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-12-16T12:00:00-05:00.

How did Atlanticus Services Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Atlanticus Services Corporation?

Yes, visit the Atlanticus Services Corporation company profile at readthecomplaint.com/company/atlanticus-services-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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