Debt collection -- Communication tactics -- Complaint #11179456
Complaint Overview
Complaint ID: 11179456
Company: Sequium Asset Solutions, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Communication tactics
Sub-Issue: You told them to stop contacting you, but they keep trying
State: Oregon
ZIP Code: 97211
Date Received: 2024-12-16T12:00:00-05:00
Date Sent to Company: 2024-12-16T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
RE : Cease and Desist Request Regarding Account # XXXX To Whom It May Concern, This letter is to formally demand that Sequium Asset Solutions immediately cease all collection activities and communication regarding the alleged debt associated with account # XXXX. Under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692c ( c ), I am exercising my right to request that you discontinue all contact with me in relation to this matter. Legal Basis Statutory Protections : The FDCPA explicitly provides that upon receiving a written request to cease communication, a debt collector must stop all contact, except to inform the consumer of the cessation or to notify of any specific legal actions to be undertaken. Relevant Case Precedents : XXXX XXXX XXXX, XXXX XXXX XXXX ( XXXX ) : Asserts that all debt collection practices are subject to the provisions of the FDCPA. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX ( XXXX Cir. XXXX ) : Reinforces the requirement to honor consumer demands under the FDCPA. Dispute of Alleged Debt I hereby request that you provide verification of the debt as required by 15 U.S.C. 1692g ( b ). Until such verification is provided, you are prohibited from continuing any collection activities or reporting this debt to credit reporting agencies. Required Actions Effective immediately, Sequium Asset Solutions must refrain from : Contacting me through any medium, including phone calls, emails, or postal mail ; Reporting, sharing, or updating information about this alleged debt with any credit reporting agencies ; Selling, assigning, or transferring this debt to any other entity. Consequences of Non-Compliance Failure to adhere to this cease-and-desist demand will leave me no choice but to take further action, including but not limited to : Filing complaints with the Consumer Financial Protection Bureau ( CFPB ) , Federal Trade Commission ( FTC ) , and the Attorney Generals Office in my state ; Initiating legal proceedings to enforce my rights under the FDCPA and to seek statutory damages for non-compliance. Final Notice This letter serves as your formal and final warning. Any further unauthorized contact will be documented as a violation of federal law. If you believe legal action is necessary, you may notify me through proper legal channels. Thank you for your immediate attention to this matter.
Frequently Asked Questions
What is Complaint #11179456 about?
Complaint #11179456 was filed against Sequium Asset Solutions, LLC regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2024-12-16T12:00:00-05:00.
How did Sequium Asset Solutions, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Sequium Asset Solutions, LLC?
Yes, visit the Sequium Asset Solutions, LLC company profile at readthecomplaint.com/company/sequium-asset-solutions-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.