Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #11165222
Complaint Overview
Complaint ID: 11165222
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New Jersey
ZIP Code: 075XX
Date Received: 2024-12-15T12:00:00-05:00
Date Sent to Company: 2024-12-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX Equifax XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Subject : Dispute of Fraudulent or Incorrect Information due to Equifax XXXX XXXX Dear Equifax XXXX XXXX , I am writing to dispute certain information on my credit report that may have been affected by the XXXX Equifax data breach. As you are aware, my personal data may have been compromised as a result of this breach. I have reviewed my credit report and noticed that certain accounts or information appear to be inaccurate or potentially fraudulent. Here are the details of the issue ( s ) I am disputing : - Account Name : XXXX XXXX - Account Number : XXXX - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX XXXX XXXX - Account Number : XXXX - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX - Account Number : XXXX - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX - Account Number : XXXX - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened, attempt to buy car in my name - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened, attempt to buy a car in my name - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened, attempt to buy a car in my name - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened, attempt to buy a car in my name - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX XXXXXXXX XXXX XXXX Account XXXX XXXX - Reason for Dispute : Unauthorized account opened, attempt to buy a car in my name - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name XXXX XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX I request that you investigate this matter as soon as possible and update my credit report accordingly. I also ask that you notify me in writing once the dispute has been resolved and provide any documentation that shows the results of your investigation. Please also provide me with any information you have regarding whether this issue was related to the Equifax breach or if any steps are being taken to resolve it. I have enclosed a copy of my government issued ID, identity theft report, affidavit, and data breach proof to assist in the dispute process. If you require any additional information, please let me know. Thank you for your prompt attention to this matter. I look forward to hearing from you soon. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11165222 about?
Complaint #11165222 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-12-15T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.