Checking or savings account -- Managing an account -- Complaint #11165073

Complaint Overview

Complaint ID: 11165073

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Problem accessing account

State: California

ZIP Code: 950XX

Date Received: 2024-12-15T12:00:00-05:00

Date Sent to Company: 2024-12-15T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I tried to access my chime account and it said I could not sign in because it was closed. I called customer support and was told it was closed for inactivity but no one ever contacted me. My checking account previously had {$100.00} that noted that {$100.00} was withdrawn as adjustment ( not noted as a transaction ). My savings account still had the same amount of XXXX $ in it. I said I wanted to close my accounts and have my money returned to me. I was told they were closed and I have 5 business days to withdrawal the money from an ATM. I was also told I can not transfer the funds to another bank and I will need to request my & XXXX with the state as unclaimed property. I have searched with the states website and there is no unclaimed property for me and chime never attempted to contact me.

Frequently Asked Questions

What is Complaint #11165073 about?

Complaint #11165073 was filed against Chime Financial INC regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2024-12-15T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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