Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11165032
Complaint Overview
Complaint ID: 11165032
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Kentucky
ZIP Code: 402XX
Date Received: 2024-12-15T12:00:00-05:00
Date Sent to Company: 2024-12-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Summary of Incident : I, XXXX XXXX, am reporting a suspected case of XXXX XXXX involving the fraudulent use of my identity. I became aware of multiple accounts and inquiries opened in my name, which I did not authorize or initiate. These unauthorized accounts and transactions suggest that my personal information may have been used for unlawful purposes, including potential XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX The fraudulent accounts and inquiries listed below represent a significant breach of my personal and financial security, and I believe they are part of a larger network that may be engaging in XXXX XXXX activity. Details of Fraudulent Accounts and Inquiries : The following fraudulent accounts were opened in my name without my consent : XXXX XXXX/DOFED, Opened on XX/XX/XXXX {$6500.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$6300.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$4500.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$4500.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$3300.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$2200.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$1700.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$1300.00} XXXX. XXXX XXXX XXXX XXXX XXXX, Opened on XX/XX/XXXX {$1300.00} charge-off XXXX. XXXX XXXX, Opened on XX/XX/XXXX {$950.00} charge-off XXXX. XXXX, Opened on XX/XX/XXXX {$500.00} charge-off XXXX. XXXX, Opened on XX/XX/XXXX {$390.00} charge-off XXXX. XXXX XXXX, Opened on XX/XX/XXXX {$15000.00} charge-off XXXX XXXX XXXX Opened on XX/XX/XXXX {$1500.00} charge-off XXXX. XXXX XXXXXXXX, Opened on XX/XX/XXXX {$550.00} charge-off XXXX. XXXX XXXX / XXXX, Opened on XX/XX/XXXX {$690.00} charge-off XXXX. XXXX XXXX, Opened on XX/XX/XXXX {$570.00} charge-off XXXX XXXX XXXXXXXX XXXX, Opened on XX/XX/XXXX {$420.00} charge-off XXXX. XXXX XXXX , Opened on XX/XX/XXXX {$400.00} charge-off XXXX. XXXX XXXX, Opened on XX/XX/XXXX {$550.00} charge-off XXXX. XXXX XXXX XXXX, Opened on XX/XX/XXXX {$1600.00} charge-off XXXX XXXX, Opened on XX/XX/XXXX {$1300.00} charge-off XXXX. XXXX Opened on XX/XX/XXXX {$1100.00} charge-off XXXX. XXXX, Opened on XX/XX/XXXX {$400.00} charge-off XXXX XXXX, Opened on XX/XX/XXXX {$1400.00} charge-off XXXX. XXXX - XXXX, Opened on XX/XX/XXXX {$700.00} charge-off XXXX. XXXX XXXX XXXX, Opened on XX/XX/XXXX {$500.00} charge-off XXXX. XXXX, XXXX, Opened on XX/XX/XXXX {$500.00} charge-off XXXX. XXXX, XXXX, Opened on XX/XX/XXXX {$1800.00} charge-off XXXX. XXXX XXXX XXXX XXXX, Opened on XX/XX/XXXX {$1400.00} collections XXXX XXXX XXXX, Opened on XX/XX/XXXX {$450.00} collections Additionally, several fraudulent credit inquiries have been made under my name, as listed below : XXXX. XXXX XXXX, XX/XX/XXXX XXXX. XXXX XXXX, XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX These accounts and inquiries represent a pattern of suspicious activity, suggesting that my personal information has been exploited for fraudulent purposes. Given the extent of the unauthorized financial transactions and the nature of the institutions involved, I suspect that this is part of a larger criminal operation, potentially linked to XXXX XXXX activities. The unauthorized use of my identity could be enabling the perpetrators to secure resources or financial assistance under false pretenses, potentially to fund XXXX operations. Declaration : I declare under penalty of perjury that the foregoing statement is true and correct to the best of my knowledge. I request that law enforcement investigate the possibility of XXXX XXXX in connection with the fraudulent activities associated with my identity.
Frequently Asked Questions
What is Complaint #11165032 about?
Complaint #11165032 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-12-15T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.