Prepaid card -- Trouble using the card -- Complaint #11164204

Complaint Overview

Complaint ID: 11164204

Company: Fiserv Finxact Core

Product: Prepaid card

Sub-Product: Government benefit card

Issue: Trouble using the card

Sub-Issue: Trouble using the card to spend money in a store or online

State: Texas

ZIP Code: 79915

Date Received: 2024-12-14T12:00:00-05:00

Date Sent to Company: 2024-12-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/year>2024 my card started being declined, I called the issuer and was told that it was suspicious that I was trying to use my card and the system didn't give an option to fix it. On XX/XX/year>2024 after two uses the card again says that it is declined, I called the issuer again and was told that they can't do anything about it so I should use another form of payment. As they have my money in my account there is no reason I am being deprived of my own access to my funds. As this is causing significant hardship and even denying my access to my required medication I have no recourse than to file this complaint.

Frequently Asked Questions

What is Complaint #11164204 about?

Complaint #11164204 was filed against Fiserv Finxact Core regarding Prepaid card specifically about Trouble using the card. It was received by the CFPB on 2024-12-14T12:00:00-05:00.

How did Fiserv Finxact Core respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Prepaid card) and describe your issue in detail.

Can I see other complaints against Fiserv Finxact Core?

Yes, visit the Fiserv Finxact Core company profile at readthecomplaint.com/company/fiserv-finxact-core to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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