Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11164015
Complaint Overview
Complaint ID: 11164015
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: North Carolina
ZIP Code: 27545
Date Received: 2024-12-15T12:00:00-05:00
Date Sent to Company: 2024-12-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern : I am writing to formally dispute the late payments reported on my credit account referenced above. The payment history reflects 30-day and 60-day late payments as of XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and other dates. I believe these entries are inaccurate and incomplete under the Fair Credit Reporting Act ( FCRA ). I am requesting the following : XXXX. Validation of the Late Payments : Please provide documentation verifying the accuracy of the late payment reporting, including specific dates of payments and account statements. XXXX. Correction or Removal : If you can not fully verify the accuracy of this information, I kindly request that you remove these late payment notations from my credit reports. As you know, under the FCRA, inaccurate, incomplete, or unverifiable information must be corrected or deleted from my credit file within 30 days. Failure to comply with this legal requirement may result in further action. Please provide a written response within 30 days confirming the removal or validation of these late
Frequently Asked Questions
What is Complaint #11164015 about?
Complaint #11164015 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-15T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.