Debt collection -- Took or threatened to take negative or legal action -- Complaint #11159472
Complaint Overview
Complaint ID: 11159472
Company: Santander Holdings USA, INC.
Product: Debt collection
Sub-Product: Auto debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
State: Texas
ZIP Code: XXXXX
Date Received: 2024-12-14T12:00:00-05:00
Date Sent to Company: 2025-01-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Have NOT RECEIVED A 1099c from Either Company Santander Consumer US A out of XXXX XXXX XXXX Address is XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The OTHER is XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX PHONE # XXXX. These COMPANIES have Charged the DEBT OFF AS A PROFIT OR LOSS AS PER MY CREDIT BUREAUS. SANTANDER CONSUMER USA {$19000.00} & ADVANCIAL FCU {$35000.00}. Under the IRS Utilizing Form 2111 FAILING to SEND THE CONSUMER A 1099c for CANCELLATION OF DEBT. Please REMOVE THESE FROM MY CREDIT BUREAUS IMMEDIATELY, otherwise Im ABOUT TO SUE THESE COMPANIES FOR STATUTORY DAMAGES under the FCRA While STILL CLAIMING I OWE THIS DEBT this is FRAUD. Thank You
Frequently Asked Questions
What is Complaint #11159472 about?
Complaint #11159472 was filed against Santander Holdings USA, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-12-14T12:00:00-05:00.
How did Santander Holdings USA, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Santander Holdings USA, INC.?
Yes, visit the Santander Holdings USA, INC. company profile at readthecomplaint.com/company/santander-holdings-usa-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.