Debt collection -- Attempts to collect debt not owed -- Complaint #11138866
Complaint Overview
Complaint ID: 11138866
Company: Southwest Credit Systems, L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Delaware
ZIP Code: 19808
Date Received: 2024-12-12T12:00:00-05:00
Date Sent to Company: 2024-12-12T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX delaware XXXX SOUTHWEST CREDIT SYSTEMS, XXXX XXXX XXXX XXXX, TX XXXX Account number XXXX This letter is being sent to you In response to a listing on my credit report I do not believe I owe the debt You referred to I am officially disputing this debt As described in the fair Debt collection practice act Section 809-Validation of debts 15 USC 1692g I am respectfully Requesting That you provide me with the following The exact amount you say I owe A full and clear explanation of how you calculate what you say is owed Copies and documents With my signature saying I agree to pay you what is owed If your office fails to reply to this debt validation letter within 30 days of the receipt all instincts related to this account must be deleted immediately completely removed from credit file And all future attempts to collect Thank you XXXX XXXX
Frequently Asked Questions
What is Complaint #11138866 about?
Complaint #11138866 was filed against Southwest Credit Systems, L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-12-12T12:00:00-05:00.
How did Southwest Credit Systems, L.P. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Southwest Credit Systems, L.P.?
Yes, visit the Southwest Credit Systems, L.P. company profile at readthecomplaint.com/company/southwest-credit-systems-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.