Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11138127
Complaint Overview
Complaint ID: 11138127
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Nebraska
ZIP Code: 681XX
Date Received: 2024-12-12T12:00:00-05:00
Date Sent to Company: 2024-12-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Re : Dispute of Inaccurate Information on Credit Report Account Name : XXXX XXXX Account Number : XXXX Dear CFPB, I am writing to formally dispute inaccuracies in my credit report regarding the above-referenced account. Pursuant to 15 U.S. Code 1681s2, furnishers of information have a duty to provide accurate and complete information to credit reporting agencies. However, the information reported by XXXX, Experian, and XXXX contains multiple discrepancies that must be investigated and corrected. Below are the inaccuracies : Date Opened XXXX reports XX/XX/XXXX. Experian and XXXX report XX/XX/XXXX. Request : Delete immediately due to inconsistent and unverifiable information. Date of Last Activity ( DOLA ) XXXX and Experian report XX/XX/XXXX. XXXX reports XX/XX/XXXX. Request : Delete immediately due to inconsistent and unverifiable information. Date Reported XXXX reports XX/XX/XXXX. Experian reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. Request : Delete immediately due to inconsistent and unverifiable information. High Balance XXXX and XXXX report the High Balance as {$480.00}. Experian reports the High Balance as {$0.00}, which is inaccurate. Request : Delete immediately due to inconsistent and unverifiable information.
Frequently Asked Questions
What is Complaint #11138127 about?
Complaint #11138127 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-12T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.