Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11122936

Complaint Overview

Complaint ID: 11122936

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Old information reappears or never goes away

State: Nevada

ZIP Code: 89119

Date Received: 2024-12-11T12:00:00-05:00

Date Sent to Company: 2024-12-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX will not delete this old account information and it keeps re-aging. This account has been paid off in full and settled. I have visited the local branch which directed me to the number phone numbers on the reports. Either number is accurate and I have been unable to delete these accounts on my own. XXXX XXXX representative stated after speaking to the underwriter team that they have NO control over this being reposted. Who is responsible and which direction do I take? I'm giving this last opportunity to cure this account issue before I proceed to take legal action.

Frequently Asked Questions

What is Complaint #11122936 about?

Complaint #11122936 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-11T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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