Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11107151

Complaint Overview

Complaint ID: 11107151

Company: Pennymac Loan Services, LLC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Problem with personal statement of dispute

State: Alabama

ZIP Code: 352XX

Date Received: 2024-12-10T12:00:00-05:00

Date Sent to Company: 2024-12-10T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My wallet and phone were stolen at the beginning of XXXX. PennyMac claims they offer mortgage relief. I called the number and spoke with multiple people to get relief through XX/XX/year>. I paid everything by then yet they are saying my account is delinquent and I never got relief until XX/XX/year>. When I asked for the phone records they didnt give them to me. They lied to me. I wouldve asked friends or family to loan me money until I got my money back but was confident I had until XX/XX/year> with no penalty

Frequently Asked Questions

What is Complaint #11107151 about?

Complaint #11107151 was filed against Pennymac Loan Services, LLC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-12-10T12:00:00-05:00.

How did Pennymac Loan Services, LLC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Pennymac Loan Services, LLC.?

Yes, visit the Pennymac Loan Services, LLC. company profile at readthecomplaint.com/company/pennymac-loan-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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