Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11070856
Complaint Overview
Complaint ID: 11070856
Company: National Credit Systems,INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 77493
Date Received: 2024-12-07T12:00:00-05:00
Date Sent to Company: 2024-12-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My credit report reflects an outstanding balance on my credit report for an XXXX XXXX XXXX XXXX XXXXXXXX, collection agency name is National Credit Systems, in the amount of XXXX, back in XXXXXXXX XXXX XXXX This information is inaccurate and as a result of this incorrect reporting it has negatively impacted my ability to get approved for a new place to live and now my XXXX children and myself are homeless. I did attempt to go to this complex to resolve this issue myself but they no longer exist it is a totally different apartment and the XXXX advised they have no record of me living there.
Frequently Asked Questions
What is Complaint #11070856 about?
Complaint #11070856 was filed against National Credit Systems,INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-07T12:00:00-05:00.
How did National Credit Systems,INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against National Credit Systems,INC.?
Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.