Debt collection -- Attempts to collect debt not owed -- Complaint #11049226

Complaint Overview

Complaint ID: 11049226

Company: Trueaccord CORP.

Product: Debt collection

Sub-Product: Telecommunications debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Georgia

ZIP Code: 30274

Date Received: 2024-12-05T12:00:00-05:00

Date Sent to Company: 2024-12-05T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am writing to report a case of identity theft and fraud involving my Social Security number. Recently, I discovered that someone had opened a phone account in my name without my authorization. Type of incident : Identity theft and fraud Account information : Phone account opened in my name without my permission. Actions Taken : Filed a police report with [ XXXX XXXX Police Department ] [ XX/XX/2024 ] ( Report # : [ XXXX ] Contactedthe credit bureaus Request for Assistance : 1.Investigating this incident and taking appropriate action against [ TrueAccord ] for their role in allowing this identity theft to occur. 2.Providing guidance on how to clear my credit report of this fraudulent activity. Relevant Codes and Laws : 18 U.S.C. 1028 : Identity Theft and Assumption Deterrence Act 15 U.S.C. 1681 : Fair Credit Reporting Act FTC Guidelines on Identity Theft I have no knowledge of any contacts in my name from this company. Neither do I owe anyone money from a contract

Frequently Asked Questions

What is Complaint #11049226 about?

Complaint #11049226 was filed against Trueaccord CORP. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-12-05T12:00:00-05:00.

How did Trueaccord CORP. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Trueaccord CORP.?

Yes, visit the Trueaccord CORP. company profile at readthecomplaint.com/company/trueaccord-corp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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