Debt collection -- Attempts to collect debt not owed -- Complaint #11048360
Complaint Overview
Complaint ID: 11048360
Company: Cl Holdings LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Texas
ZIP Code: 78045
Date Received: 2024-12-05T12:00:00-05:00
Date Sent to Company: 2024-12-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Its hard to put into words how overwhelming and stressful this situation has become. One day, I wake up to find a debt on my credit report that I have no knowledge ofcompletely unverified and not mine. Since then, Ive been subjected to constant harassment through various communication channels, each with different tactics, and even threats of legal action. Its deeply disheartening and frustrating as someone who has always abided by the law. This entire ordeal has impacted my mental well-being, leading to sleepless nights and constant anxiety. As a consumer, my rights are being violated, and its unacceptable.
Frequently Asked Questions
What is Complaint #11048360 about?
Complaint #11048360 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-12-05T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.