Credit card -- Problem when making payments -- Complaint #11048344

Complaint Overview

Complaint ID: 11048344

Company: Wells Fargo & Company

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem when making payments

Sub-Issue: Problem during payment process

State: California

ZIP Code: 90032

Date Received: 2024-12-05T12:00:00-05:00

Date Sent to Company: 2024-12-05T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

Paid Wells Fargo credit card by phone on XXXX XXXX. Funds are still not available as of Thursday XX/XX/year> as of XXXX XXXX. My experience with Wells Fargo is that funds paid online from my XXXX XXXX XXXX are made available immediately. This is why I chose Wells Fargo to handle my responsibility to rent an vehicle to pick up a XXXX XXXX at the XXXX XXXX and take to his hotel so he can perform tomorrow in concert. If I had known that Wells Fargo has changed their policy, I would have used XXXX, XXXX XXXX XXXX or XXXX XXXX, who do not hold on to funds. I offered to submit proof, that being a screen shot from my XXXX XXXX XXXX checking account, that the funds were taken from my checking account on XX/XX/year>.

Frequently Asked Questions

What is Complaint #11048344 about?

Complaint #11048344 was filed against Wells Fargo & Company regarding Credit card specifically about Problem when making payments. It was received by the CFPB on 2024-12-05T12:00:00-05:00.

How did Wells Fargo & Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Wells Fargo & Company?

Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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