Credit card -- Struggling to pay your bill -- Complaint #11048139

Complaint Overview

Complaint ID: 11048139

Company: Capital One Financial Corporation

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Struggling to pay your bill

Sub-Issue: Credit card company won't work with you while you're going through financial hardship

State: Washington

ZIP Code: 98682

Date Received: 2024-12-05T12:00:00-05:00

Date Sent to Company: 2024-12-05T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This is about my previous complaint. XXXX I attempted to start a repayment plan via the app, but the wrong account number for payment was on it. I canceled the payment and attempted to update the payment method, but the app did not allow me to do so. I have been attempting to contact Capital One for months requesting help. they refuse to help me. They have sense charged off my account and done a lot of damage to my credit score. Please help me.

Frequently Asked Questions

What is Complaint #11048139 about?

Complaint #11048139 was filed against Capital One Financial Corporation regarding Credit card specifically about Struggling to pay your bill. It was received by the CFPB on 2024-12-05T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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