Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11045578
Complaint Overview
Complaint ID: 11045578
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 78043
Date Received: 2024-12-04T12:00:00-05:00
Date Sent to Company: 2024-12-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to follow up on my previous dispute letter dated XX/XX/year> regarding the late payment reported on my credit report for XXXX Account # XXXX. As a reminder, I believe these late payment was incorrectly reported, as they may not have been timely received or processed by the creditor. I referenced 15 U.S.C. 1666b in my previous letter, which requires creditors to provide consumers with billing statements at least 21 days prior to the due date before reporting a payment as late. I have yet to receive verification from you regarding the accuracy of these late payment reports. I kindly request that you expedite your investigation and remove these inaccurate late payments from my credit report. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11045578 about?
Complaint #11045578 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-04T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.