Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11045541

Complaint Overview

Complaint ID: 11045541

Company: Clgf Holdco 1, LLC

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Texas

ZIP Code: 751XX

Date Received: 2024-12-04T12:00:00-05:00

Date Sent to Company: 2024-12-04T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX is a Fraud. They Illegally closed out my credit card account in XX/XX/XXXX with Milestone and damaged my credit report time and time again. I reached out to XXXX in an attempt to make an agreement and XXXX XXXX engaged indenial and told me the card was closed because a debt management company that represents me requested the account be closed. Thats the furthest from the truth. So, on XXXX I spoke with XXXX XXXX XXXX XXXX phone to find out what had happened, and they specifcally told me they DID NOT request an account closure. However they did tell me that they had not represented me since XXXX and that they negioiated a deal with XXXX XXXX on XX/XX/XXXXXXXX and they told me that XXXX XXXX agreed to a new deal which in return was ( 1. Stop all Late Fees, 2. No Interest to be Charged, 3. Stop Overlimit Charges, 4. Agreed to a $ XXXX Monthly Payment ) there was no mention of closing the account down. I tried in good faith to establish an agreement with XXXX XXXX for me to pay my debt off in 4 easy payments in return for removal of the bad credit files in which they illegally reported to the Credit Bureaus violating the agreement they made with the debt management company. But instead of establishing professionalism they placed me on hold where a few minutes on hold someone picked upnand then hung up the call. Totally Disrepectful and Uncalled For

Frequently Asked Questions

What is Complaint #11045541 about?

Complaint #11045541 was filed against Clgf Holdco 1, LLC regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-12-04T12:00:00-05:00.

How did Clgf Holdco 1, LLC respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Clgf Holdco 1, LLC?

Yes, visit the Clgf Holdco 1, LLC company profile at readthecomplaint.com/company/clgf-holdco-1-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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