Debt collection -- False statements or representation -- Complaint #11034030
Complaint Overview
Complaint ID: 11034030
Company: Discover Bank
Product: Debt collection
Sub-Product: Credit card debt
Issue: False statements or representation
Sub-Issue: Told you not to respond to a lawsuit they filed against you
State: Kentucky
ZIP Code: 411XX
Date Received: 2024-12-04T12:00:00-05:00
Date Sent to Company: 2024-12-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
They've been intently harassing me non-stop to pay this debt but won't take my money. I've made countless efforts to get them to take my money, via phone and the website as well as sending emails. I have also contacted the original creditor, Discover card & they to refuse to take my payment. They lied to the judge on record certified mail that they didn't get a response and tried to get a default judgement, then they sent me a letter and not the court lying to trick me to not go to court. They send you to voicemail anytime you try to pay.
Frequently Asked Questions
What is Complaint #11034030 about?
Complaint #11034030 was filed against Discover Bank regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-12-04T12:00:00-05:00.
How did Discover Bank respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Discover Bank?
Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.