Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11002469
Complaint Overview
Complaint ID: 11002469
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Pennsylvania
ZIP Code: 19401
Date Received: 2024-12-02T12:00:00-05:00
Date Sent to Company: 2024-12-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In accordance with the Fair Credit Reporting Act ( FCRA ), the following accounts have violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 : - *XXXX XXXX** : Account number - xxxxxxxxxxxx XXXX - **KIKOFF LENDING LLC ** : Account number -xxxxxx XXXX -**XXXX XXXX XXXX** : Account number- xxxxxxxxxxxx XXXX -**XXXX XXXX** : Account number -xxxxxxxxxxxx XXXX XXXX XXXX XXXX : Account number- xxxxxx XXXX XXXXXXXX XXXX XXXX** : Account number- xxxxx XXXX XXXX XXXX XXXX my XXXX report on XX/XX/year>, I identified incomplete and inaccurate information. Under 15 USC 1681e ( b ), consumer reporting agencies are required to follow reasonable procedures to ensure maximum possible accuracy of the information they report. Moreover, according to 15 USC 1681i, if a consumer disputes information, the agency must promptly investigate. If the information is found to be inaccurate or unverifiable, they are obligated to delete or modify it and notify the furnisher of the changes. Additionally, 15 USC 1681s-2 mandates that furnishers must not provide information to consumer reporting agencies if they know or have reasonable cause to believe that it is inaccurate. My rights under the FCRA have been violated, and I request immediate action to correct these inaccuracies.
Frequently Asked Questions
What is Complaint #11002469 about?
Complaint #11002469 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-02T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.