Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11002453

Complaint Overview

Complaint ID: 11002453

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Investigation took more than 30 days

State: Michigan

ZIP Code: 488XX

Date Received: 2024-12-02T12:00:00-05:00

Date Sent to Company: 2024-12-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Equifax was tasked with DELETING XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Instead of running a FCRA standard dispute Equifax has sent letter requesting information they already have as a means to stall and continue reporting inaccurate information. The letter attached has Equifax asking for identification information they already have. They also have previous CFPB report for deletion, credit reports, fraud report and deletion files. Even with all this information equfiax has still taken more that the 30 days and continued to report inaccurate information that continues to be harmful

Frequently Asked Questions

What is Complaint #11002453 about?

Complaint #11002453 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-12-02T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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