Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10988155
Complaint Overview
Complaint ID: 10988155
Company: Enova International, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Missouri
ZIP Code: XXXXX
Date Received: 2024-12-01T12:00:00-05:00
Date Sent to Company: 2024-12-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received an email from NetCredit saying my application was denied, but I have not applied for anything in over a year. The creditor listed on the email is XXXX XXXX XXXX XXXXXXXX XXXX. This business is not listed at the address provided, not do any of the phone numbers provide any option other than asking for your social security number. This is a fraudulent business that needs to be reprimanded. I'm very frustrated because I have been avoiding inquiries to improve my credit and this will set me back until removed from my report.
Frequently Asked Questions
What is Complaint #10988155 about?
Complaint #10988155 was filed against Enova International, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-12-01T12:00:00-05:00.
How did Enova International, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Enova International, INC.?
Yes, visit the Enova International, INC. company profile at readthecomplaint.com/company/enova-international-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.