Debt collection -- False statements or representation -- Complaint #10987674
Complaint Overview
Complaint ID: 10987674
Company: Property Receivables, CORP
Product: Debt collection
Sub-Product: Rental debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Florida
ZIP Code: 33409
Date Received: 2024-12-01T12:00:00-05:00
Date Sent to Company: 2024-12-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, I am writing to formally dispute the debt reported by your agency. This debt is inaccurate and should be removed from my credit report immediately. I vacated the property at XXXX XXXX XXXX XXXX in XX/XX/year>, and I do not owe the amount being claimed. Therefore, I request that you provide full validation of this debt, including : 1. Proof of the original debt, including an itemized breakdown of charges. 2. Documentation showing my agreement to the alleged debt. 3. Evidence that your agency has the legal right to collect this debt. Additionally, I demand that you investigate this matter and correct any inaccuracies on my credit report. If you are unable to validate the debt, I request that you : 1. Remove the debt from my credit report with all credit bureaus. 2. Cease any further collection activity regarding this account. Please be advised that reporting inaccurate information or failing to validate a disputed debt violates the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). I reserve the right to pursue legal action if these laws are not followed. I expect a written response within 30 days, confirming either the validation of this debt or its removal. Sincerely, XXXX XXXX XXXX -- - Tips : 1. Send via Certified Mail : This ensures you have proof of delivery. 2. Attach Evidence : Include any documents ( e.g., lease termination, move-out letter, or proof you left the property in XX/XX/year> ). XXXX. Monitor Your Credit Report : Use services like XXXX to confirm changes.
Frequently Asked Questions
What is Complaint #10987674 about?
Complaint #10987674 was filed against Property Receivables, CORP regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-12-01T12:00:00-05:00.
How did Property Receivables, CORP respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Property Receivables, CORP?
Yes, visit the Property Receivables, CORP company profile at readthecomplaint.com/company/property-receivables-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.