Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10982756
Complaint Overview
Complaint ID: 10982756
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Oklahoma
ZIP Code: 73013
Date Received: 2024-11-30T12:00:00-05:00
Date Sent to Company: 2024-11-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to file a formal complaint regarding unauthorized credit accounts that have appeared on my credit report. Upon reviewing my credit report, I noticed that several credit cards such as XXXX XXXX opened XX/XX/year>, XXXX XXXX opened in XX/XX/year>, XXXX XXXX open XX/XX/year> which was opened in my name without my approval or consent. These accounts are not ones that I authorized, and I believe that I have been a victim of identity theft. I suspect that my personal information was compromised in a recent data breach, leading to the opening of these fraudulent accounts. As a result, these accounts are adversely affecting my credit file, and I am requesting that they be removed in accordance with Section 605B of the Fair Credit Reporting Act ( FCRA ), which allows victims of identity theft to have fraudulent information removed from their credit reports.
Frequently Asked Questions
What is Complaint #10982756 about?
Complaint #10982756 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-30T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.