Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10982179
Complaint Overview
Complaint ID: 10982179
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 76036
Date Received: 2024-11-30T12:00:00-05:00
Date Sent to Company: 2024-11-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received a copy of my credit report and am writing to dispute the following information that appears on my XXXX report. The following inquiries are unauthorized or inaccurate, and I ask that you delete them : Inquiry from XXXX on XX/XX/XXXX I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. XXXX from XXXX XXXX XXXX XXXX on XX/XX/XXXX I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. I received a copy of my credit report and am writing to dispute the following information that appears on my XXXX report. The following inquiries are unauthorized or inaccurate, and I ask that you delete them : Inquiry from XXXX on XX/XX/XXXX I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. XXXX from XXXX XXXX XXXX XXXX on XX/XX/XXXX I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. inquiry from XXXX XXXX XXXX XX/XX/XXXX I dont recognize this lender and they have been ruining my credit years inquiry from XXXX XXXX XXXX XXXX I don't recognize this lender and they have been ruining my credit for years inquiry from XXXX XXXX XX/XX/XXXX I don't recognize this lender and they it says item have been charged off and I haven't received any artifact from lender XXXX XXXX XXXX issue with them have been resolved years ago but they keep selling my information to vendors to reach out to me and solicit and I don't appreciate that. XXXX XXXXXXXX XXXX XXXX XXXX I don't recognize this lender and they it says item have been charged off and I haven't received any artifact from XXXX XXXX XXXX XXXX XXXX XXXX I don't recognize this lender and they it says item have been charged off and I haven't received any artifact from lender By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter. Thank you for your time and help in this matter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #10982179 about?
Complaint #10982179 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-30T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.