Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #10977580
Complaint Overview
Complaint ID: 10977580
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Was not notified of investigation status or results
State: New York
ZIP Code: 10035
Date Received: 2024-11-26T12:00:00-05:00
Date Sent to Company: 2024-11-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recently looked at my credit report and noticed several inaccuracies on my account. This account is hurting my ability to obtain credit. Its mu understanding that you will in investigate these items to ensure maximum accuracy, here are the item I am asking you to verify as accurate. The Variance in reported balances across different credit bureaus highlights non-compliance with 15 USC 1681e ( b ) XXXX report : XXXX - Account # XXXX, High Balance {$XXXX}, Date Opened XX/XX/XXXX, Balance Owed : {$XXXX}, Closed Date : XX/XX/XXXX, Payment Status : Collection/Charge-off, Past Due Amount : {$XXXX}, Last XXXX, Payment Amount : {$XXXX} XXXX report : XXXX - Account # XXXX, High Balance {$XXXX}, Date Opened XX/XX/XXXX, Balance Owed : {$XXXX}, Closed Date : Not Available?, Payment Status : Collection/Charge-off, Past Due Amount : {$XXXX}, Last Payment : {$XXXX} as of XX/XX/XXXX Equifax report : XXXX-XXXX - Account # XXXX, XXXX XXXX XXXXXXXX}, XXXX Opened XX/XX/XXXX, Balance Owed : {$XXXX}, Closed Date : Not Available?, Payment Status : Collection/Charge-off, Past Due Amount : {$XXXX}, Last XXXX, Payment Amount : {$XXXX}
Frequently Asked Questions
What is Complaint #10977580 about?
Complaint #10977580 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-11-26T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.