Debt collection -- Attempts to collect debt not owed -- Complaint #10966924
Complaint Overview
Complaint ID: 10966924
Company: Diversified Adjustment Service, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Texas
ZIP Code: 75134
Date Received: 2024-11-27T12:00:00-05:00
Date Sent to Company: 2024-11-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX, Tx XXXX Diversified Adjustment Service , INC . XXXX XXXX XXXX XXXX MN XXXX XXXX RE : Account Number XXXX Dear Diversified Adjustment Service, INC I am responding to your contact about a debt you are trying to collect. You contacted me by personal email XXXX on XX/XX/year> and identified this alleged debt. XXXX with account number XXXX. Please supply the information below so that I have all information : o The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed. o If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from. o Provide verification and documentation that there is a valid basis for claim that I must pay the debt to the current creditor. For example, can you provide copy of the written agreement that created my original requirement to pay? Also include the purchase agreement for this alleged debt. If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that must pay. The amount and age of the debt, including : o A copy of the last billing statement sent to me by the original creditor. o State the amount of the debt when you obtained it, and when that. Ive sent this to the debt collector and did not receive any of the requested information.
Frequently Asked Questions
What is Complaint #10966924 about?
Complaint #10966924 was filed against Diversified Adjustment Service, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-11-27T12:00:00-05:00.
How did Diversified Adjustment Service, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Diversified Adjustment Service, INC.?
Yes, visit the Diversified Adjustment Service, INC. company profile at readthecomplaint.com/company/diversified-adjustment-service-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.