Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10966675
Complaint Overview
Complaint ID: 10966675
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Massachusetts
ZIP Code: 01810
Date Received: 2024-11-28T12:00:00-05:00
Date Sent to Company: 2024-11-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In accordance with the Fair Credit Reporting Act ( FCRA ), the accounts listed below have violated my federally protected rights to privacy and confidentiality under 15 U.S.C. 1681. Consumer reports may only be accessed for permissible purposes, such as evaluating creditworthiness for a legitimate credit transaction initiated by the consumer. Unauthorized Inquiries : * XXXX XXXX XXXX : XX/XX/XXXX * XXXX XXXX XXXX : XX/XX/XXXX * XXXX : XX/XX/XXXX * XXXX : XX/XX/XXXX * XXXX : XX/XX/XXXX * XXXX : XX/XX/XXXX * XXXX XXXX : XX/XX/XXXX * XXXX XXXX : XX/XX/XXXX * XXXX : XX/XX/XXXX * XXXX XXXX : XX/XX/XXXX Under 15 U.S.C. 1681 Section 602 and Section 604, a reporting agency may not furnish an account without my explicit written consent. Accordingly, I request the immediate deletion and removal of any unauthorized or negative items associated with these inquiries from my credit reports in TransUnion. Additionally, the handling of my personal information by these companies may constitute a violation of the Privacy Act, which mandates that personal data be accessed and used solely for legitimate and authorized purposes. The unauthorized inquiries have caused significant harm to my family and me, and I believe my rights under these federal laws have been violated. I sincerely request your prompt attention to this matter and appreciate your assistance in resolving it.
Frequently Asked Questions
What is Complaint #10966675 about?
Complaint #10966675 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-28T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.