Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10965793
Complaint Overview
Complaint ID: 10965793
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Georgia
ZIP Code: 30032
Date Received: 2024-11-28T12:00:00-05:00
Date Sent to Company: 2024-11-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this FTC Identity Theft Affidavit to formally report fraudulent accounts appearing on my consumer FICO credit report, which I do not recognize as mine. These accounts are the result of identity theft and fraud. The fraudulent accounts include : 1.A personal credit card account opened with a major financial institution. 2.An auto loan account opened with a credit union . 3.A personal loan account opened with another financial entity. These accounts have led to unauthorized charges, fraudulent hard inquiries, and erroneous collections being reported on my consumer credit report. These inaccuracies are causing harm to my credit profile.
Frequently Asked Questions
What is Complaint #10965793 about?
Complaint #10965793 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.