Debt collection -- Attempts to collect debt not owed -- Complaint #10963322

Complaint Overview

Complaint ID: 10963322

Company: Sunrise Credit Services, INC

Product: Debt collection

Sub-Product: Telecommunications debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Virginia

ZIP Code: 23464

Date Received: 2024-11-27T12:00:00-05:00

Date Sent to Company: 2024-11-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XX/XX/year> Sun Rise collection reported on my XXXX and XXXX reports. I never received any notification or communication that this company was claiming I owe a debt. They just reported to my credit report. I have no knowledge of this company nor did I initiate a transaction with them. They are in a number of violations. 605b, 18 U.S.C. 51028A, FDCPA 15 USC 1592 ( g ), 15 U.S.C $ 1681b ( a ) 3 ( f ) ( i ), 15 U.S.C. $ 1681n ( a )

Frequently Asked Questions

What is Complaint #10963322 about?

Complaint #10963322 was filed against Sunrise Credit Services, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-11-27T12:00:00-05:00.

How did Sunrise Credit Services, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Sunrise Credit Services, INC?

Yes, visit the Sunrise Credit Services, INC company profile at readthecomplaint.com/company/sunrise-credit-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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