Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10943540
Complaint Overview
Complaint ID: 10943540
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Georgia
ZIP Code: 30331
Date Received: 2024-11-26T12:00:00-05:00
Date Sent to Company: 2024-11-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am submitting this formal dispute to the Consumer Financial Protection Bureau ( CFPB ) concerning inaccurate address information reported on my XXXX credit report. In accordance with the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681i ( a ), I am requesting the removal of the following incorrect and inaccurate addresses that are not associated with me and do not reflect my current or previous residence : XXXX XXXX XXXX XXXX, XXXX, GA XXXX, XXXX XXXX XXXX XXXX, XXXX, GA XXXX, XXXX XXXX XXXX, XXXX, GA XXXX, and XXXX XXXX XXXX Wy, XXXX, GA XXXX. Under 15 U.S.C. 1681c ( a ) ( 5 ), credit reporting agencies are required to ensure that obsolete or inaccurate address information is excluded from consumer reports. The inclusion of these incorrect addresses violates my rights under the FCRA, as they are misleading and could adversely impact the accuracy and fairness of my credit report. Additionally, under 15 U.S.C. 1681e ( b ), XXXX has a legal obligation to follow reasonable procedures to assure maximum possible accuracy in the preparation of consumer reports. By failing to remove incorrect address information, XXXX has not complied with its statutory duty to maintain accurate and reliable information. I request that these addresses be promptly removed from my XXXX credit report and that I be provided with a corrected version of my report. Furthermore, I ask that XXXX provide a detailed explanation of the steps taken to verify and remove this inaccurate information as required under the FCRA. Please address this matter urgently to ensure compliance with federal law. I appreciate your assistance in resolving this issue and look forward to a timely response.
Frequently Asked Questions
What is Complaint #10943540 about?
Complaint #10943540 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-11-26T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.