Debt collection -- Attempts to collect debt not owed -- Complaint #10943395
Complaint Overview
Complaint ID: 10943395
Company: Pacific Credit Exchange Corporation
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Texas
ZIP Code: 75093
Date Received: 2024-11-26T12:00:00-05:00
Date Sent to Company: 2024-11-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My identity was stolen social security card and divers license were stolen in XXXX and I have made police reports and ftc reports towards this mater. I also was told by the XXXX XXXX XXXX to send proof of this which I sent in by email and mail and the other credit bureaus sent them the same thing. XXXX still got disrespected by XXXX XXXX
Frequently Asked Questions
What is Complaint #10943395 about?
Complaint #10943395 was filed against Pacific Credit Exchange Corporation regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-11-26T12:00:00-05:00.
How did Pacific Credit Exchange Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Pacific Credit Exchange Corporation?
Yes, visit the Pacific Credit Exchange Corporation company profile at readthecomplaint.com/company/pacific-credit-exchange-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.